Managing the admin for savings groups
Move your stokvel from chaotic WhatsApp chats to professional management. Track contributions, manage members, and keep everyone informed—all in one place.
Works on all devices • No installation needed
Scrolling through hundreds of WhatsApp messages to find who paid and who didn't?
Spending hours updating Excel sheets and chasing late payments?
Members constantly asking for updates and questioning the balance?
There's a better way. Welcome to Stokvels.CoZa
Built for South African savings groups. Designed for simplicity. Trusted for transparency.
Add members, assign roles (admin, co-admin, member), and manage permissions—all from your phone.
Record payments instantly. See who's paid, who's late, and who owes what—at a glance.
Generate financial reports instantly. Total pooled, individual contributions, upcoming payouts.
Automated reminders for upcoming contributions, payment confirmations, and group updates.
Every transaction is recorded. Every member can see the full history. Complete transparency.
Built for smartphones. Works offline. Install as an app on your phone for instant access.
Simple enough for anyone to use. Powerful enough for any stokvel.
Start a new stokvel or join an existing one with an invite code
Define contribution amounts, payout schedule, and group settings
Share invite codes via WhatsApp—members join in seconds
Record payments, track contributions, and manage your group effortlessly
Free to Use
No hidden fees or charges
Always Available
Access your stokvel anytime, anywhere
Made in South Africa
For South Africans, by South Africans
A stokvel is a South African savings group where members contribute money regularly and take turns receiving payouts. It's a trusted community-based savings system used by millions of South Africans.
Yes! Stokvels.CoZa is completely free. We believe in supporting South African savings groups without adding financial burden.
No. Stokvels.CoZa is a management tool only. We don't handle money—you continue managing payments through your existing bank account or cash collection methods. We just help you track and organize everything.
Stokvels.CoZa works alongside WhatsApp. You can still chat with members on WhatsApp, but now you'll have professional tools for tracking contributions, managing members, and generating reports—no more scrolling through endless messages!
Very secure. We use bank-level encryption, secure authentication, and host on Cloudflare's global infrastructure. Your data is backed up automatically and only accessible to your group members.
No installation needed! Access Stokvels.CoZa directly from your phone's browser. You can also "Add to Home Screen" for quick access—it works like a native app.
While Stokvels.CoZa is designed for digitally-literate members, the admin can manage everything and share reports via WhatsApp screenshots or PDFs with members who prefer traditional methods.
Join hundreds of South African stokvels moving from WhatsApp chaos to professional management.
No credit card required • Set up in 5 minutes • Free forever
Have questions? We're here to help.
Monday - Friday: 8:00 AM - 5:00 PM SAST
Saturday: 9:00 AM - 1:00 PM SAST
Sunday: Closed